September 22, 2021

I was sitting at home, wondering how I was going to deal.

I had $15,000 in debt and the bills were piling up.

 I had an account on a bank in the US, but I didn’t think it was sustainable.

My mortgage payment was being doubled every month, and I wasn’t getting any help from my mortgage lender.

Then I had a meeting with a broker and I said, “What do you think?”

He said, ‘Oh, I don’t think I can help you.’

“I had no idea what to say.

So I said: “I don’t know what to do.

I don, I can’t pay the mortgage.

“I’m not an expert in finance.

I’m not a financial planner.

I have no idea where I’m going to find the money to pay off the debt.

That meeting led to me deciding to leave the house and start living on my own.

I have no income, so I started looking for a job.

I started living on $1,000 a week.

It took a couple of years to get my footing, but my friends encouraged me.

They gave me a job and encouraged me to do something else.

Once I started my own business, I was able to buy a house, buy a car, get my credit score up to 4.0, and buy a second house.

I was finally in a position where I could afford to buy the house, and my credit was solid enough to get a mortgage.

But when I started to get married, I realized that I was living paycheck to paycheck.

I couldn’t afford to pay the bills on my first marriage.

I wasn�t able to pay my mortgage on my second marriage.

The last two times I had to pay it off, I didn�t even get the money out of the bank account.

I ended up with $150,000 of debt on top of that.

For years, I struggled to find work.

I would get a call from a company saying, “Can you send me $500?” and I would say, “No, I�m not available for that.”

Then they would say: “How about a $2,000 loan?”

I would give them $2.5 million.

And they would call back and say, �Well, we have to cut back on our payroll, but we�re still going to pay your mortgage.”

It was devastating.

When I first started getting married, my friends and I started making out like kings.

We’d go to bars and have all this fun.

We were just partying like it was nothing, like we were in Vegas.

And then, a couple years later, I lost my job.

And that’s when I was in a downward spiral.

I lost everything.

I didn, like, lose my job and everything.

My credit, everything.

And then my girlfriend and I were getting married.

We started dating.

She was a little older and I was a lot younger.

I still wanted to be a housewife, so we started dating, and we started getting a mortgage on our first home.

A few years later when I got married, the credit score went from 4.5 to 3.5.

My wife said, �I don�t know what I’m doing, and what I want to do.’

She said, `You�re going to be like a million bucks a month, I think.� So we started looking around, and it was obvious that I wasn.

I went back to my bank and said, I need a loan.

After we had my first mortgage, I decided to borrow money on a credit card, because that’s how I make a living.

I borrowed $100,000 and I borrowed another $150 of my own money and refinanced the loan.

My new loan was the first loan I had made since I was 18.

Eventually, I got my first line of credit through a bank.

It took a year and a half, but it was worth it.

We have a beautiful house.

We have two beautiful children.

We don’t have a car.

We live in a $1 million house in the middle of nowhere.

I get to live in my own home.

I can have my own personal chef.

I do things like that.

I feel like I’m in a great place, but the real story is that my wife and I have been living paycheck-to-paycheck.

And we have never had any money problems.

We haven’t had a bank account, we haven’t borrowed money.

We�ve never had to borrow anything.

I never had a job before we got married.

I’ve never had an issue paying my bills.

We are financially independent.

And we are living paycheck by paycheck, even though we have no money.